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Military Service Requirements for VA Loan Eligibility:
*NOTE:
Applications involving other than honorable discharges will
usually require further development by VA. This is necessary to
determine if the service was under other than dishonorable
conditions.
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Wartime -
Service during:
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WWII
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09/16/40
to 07/25/47 |
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Korean |
06/27/50
to 01/31/55 |
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Vietnam |
08/05/64
to 05/07/75 |
You must have
at least 90 days on active duty and been discharged under
other than dishonorable conditions. If you served less than 90 days,
you may be eligible if discharged for a service connected disability.
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Peacetime
-
Service
during periods:
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07/26/47
to 06/26/50 |
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02/01/55
to 08/04/64 |
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05/08/75
to 09/07/80 (enlisted) |
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to 10/16/81 (officer)
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You must have
served at least 181 days of continuous active duty and been
discharged under other than dishonorable conditions. If you served
less than 181 days, you may be eligible if discharged for a service
connected disability.
Service
after 09/07/80 (enlisted) or 10/16/81 (officer)
If you
were separated from service which began after these dates, you
must have:
(a)
Completed 24 months of continuous active duty or
the full period (at least 181 days) for which you were ordered
or called to active duty and been discharged under conditions
other than dishonorable, or
(b)
Completed at least 181 days of active duty and been discharged
under the specific authority of 10 USC 1173 (Hardship),
or 10 USC 1171 (Early out), or have been determined to have
a compensable service-connected disability;
(c)
Been discharged with less than 181 days of service for a
service-connected disability. Individuals may also be eligible
if they were released from active duty due to an involuntary
reduction in force, certain medical conditions, or, in some
instances for the convenience of the Government.
Gulf
War - Service during period 08/02/90 to date yet to be determined
If you
served on active duty during the Gulf War, you must have:
(a)
completed 24 months of continuous active duty or
the full period (at least 90 days) for which you
were called or ordered to active duty, and been discharged
under conditions other than dishonorable; or
(b)
completed at least 90 days of active duty and been discharged
under the specific authority of 10 USC 1173 (Hardship),
or 10 USC 1173 (Early out), or have been determined to have
a compensable service-connected disability, or
(c)
been discharged with less than 90 days of service for a
service-connected disability. Individuals may also be eligible
if they were released from active duty due to an involuntary
reduction in force, certain medical conditions, or, in some
instances, for the convenience of the Government.
Active
Duty Service Personnel
If you
are now on regular active duty (not active duty for training),
you are eligible after having served 181 days (90
days during the Gulf War) unless discharged or separated
from a previous qualifying period of active duty service.
Selected
Reserves or National Guard
If you
are not otherwise eligible and you have completed a total of
6 years in the Selected Reserves or National Guard (member
of an active unit, attended required weekend drills and
2-week active duty for training) and
(a)
were discharged with an honorable discharge; or
(b)
were placed on the retired list; or
(c)
were transferred to the Standby Reserve or an element of
the Ready Reserve other than the Selected Reserve after
service characterized as honorable service; or
(d)
continue to serve in the Selected Reserves.
Individuals
who completed less than 6 years may be eligible if discharged
for a service- connected disability.
You
may also be determined eligible if you:
(a) are
an unremarried spouse of a veteran who died while in service
or from a service connected disability, or
(b) are
a spouse of a serviceperson missing in action or a prisoner
or war.
Eligibility
may also be established for:
(a) certain
United States citizens who served in the armed forces of a government
allied with the United States in WWII.
(b) individuals
with service as members in certain organizations, such as Public
Health Service officers, cadets at the United States Military,
Air Force, or Coast Guard Academy, midshipmen at the United
States Naval Academy, officers of National Oceanic & Atmospheric
Administration, merchant seaman with WW II service, and others.
This information
is accurate as of 02/02/2005
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